Aetna dental insurance is a really popular dental insurance which is linked with high and affordable quality dental care. This particular insurance provider started operating in the year 1850 plus was at the beginning an insurance company which arranged an annuity fund supplement for teeth white (you can check here) life insurance. But over the years the company has widened the market base of its and is now used in numerous locations as well as working together with various area professionals to give the clients of theirs just the best that there is in supplemental dental insurance.
Dental Services Provided by Aetna Dental Insurance
The essential therapy services of theirs include simple extractions, fillings, root canals and extensive restoration of the dental formula. Preventive care services are x-rays cleanings and typical cheek- ups while the major services of theirs are dentures, crowns and bridges.
Aetna Dental Insurance Plans
Their insurance plans provide full dental insurance coverage catering for people, families as well as corporate and they supply a wide orange of products to fit the needs of every client. Their individual plans are divided into two based on the age groups of the clients. The first program caters for persons aged forty nine years and below even though the next is for clients aged 50 and above. The designs are:
o Network just plan: this caters for employees by providing a wide coverage with cost savings through bonuses. The plan includes for preventive and basic care without a requirement for referrals for orthodontia, preauthorization in situations of specialized care and has no deductibles.
o Network Optional Plans: provide several choices designed to fulfill the needs of each and every customer. It also has absolutely no need for referrals and also gives the client the option of coinsurance amounts, deductibles and maximum benefits levels.
o Hybrid Plan: it is a fusion of a variety of insurance plans and also caters for the major services, paying a blended speed and doesn’t depend on the single types of designs making the fusion. The member has the freedom to select between an indemnity approach together with a DMO (Dental Management Organization) plan or a PPO plan.